entered the service of the Exchange Bank of Collins, a private institution, acting as bookkeeper and assistant cashier for about ten years. On the expiration of that period the owner died and Mr. Fawcett was made administrator, continuing to conduct the business of the bank for the estate for about six months. In July, 1902, he reorganized the institution, which became known as the Exchange State Bank and of which he was made cashier and manager, serving in the dual capacity for two and a half years, when he sold his interest with the intention of going to California, in which state his parents were residing. Instead, however, he returned to the farm to look after some improvements and remained thereon for two years, abandoning his California trip. He next entered the county treasurer's office at Nevada as deputy and on leaving the office, in April, 1908, organized the People's State Bank of Maxwell, being placed in charge of the institution. A man of excellent executive ability and keen discrimination, he has since contributed in large measure to the success and growth of the bank. In addition to his financial interests he owns a farm in Indian Creek township, this county, and another in South Dakota.
In 1892 Mr. Fawcett was united in marriage to Miss Huldah Hanson, a native of Jasper county, Iowa, by whom he has four children: Genevieve M., Geraldine M., Helene M. and Alfred H. Mr. Fawcett gives his political allegiance to the republican party, while fraternally he is identified with Herald Lodge, A. F. & A. M., and Sylvan Camp, No. 2417, M. W. A. His business record is one which any man might be proud to possess. Starting at the bottom round of the ladder, he has advanced steadily step by step until he is now occupying a position of prominence and trust. Through his entire business career he has been looked upon as a model of integrity and honor, never making an engagement that he has not filled nor incurring obligations that he has not met. He stands today an example of what determination and force, combined with the highest degree of business integrity, can accomplish for a man of natural ability and strength of character.
DANIEL McCARTHY.
Daniel McCarthy, to whose enterprising spirit Ames is largely indebted for its educational and commercial development, was born in Leeds county, Ontario, Canada, on the 11th, of January, 1833. He is the son of Florence McCarthy, a native of County Cork, Ireland, who was educated in the city of Cork. The father was a profound student and deep thinker as well as an ardent advocate of the education of the masses and was one of the first propagators of the free school system in Canada. He taught school for thirty-two years, teaching twelve months in succession. After he became a