[page 213] Andrew T. Irwin, who for many years was closely associated with business interests, his careful control thereof leading to success that now enables him to live retired in the enjoyment of well earned rest, was born in Northumberland county, Pennsylvania, September 17, 1833. He is a son of William B. and Jane (Ten Brook) Irwin, natives of Pennsylvania. The latter was a daughter of Andrew Ten Brook, who was born in New Jersey in 1772. Her mother bore the maiden name of Eleanor Correy and was born in Northumberland county, Pennsylvania, in 1776.

William B. Irwin was a blacksmith of McEwensville, Northumberland county, Pennsylvania, and was thus closely associated with the industrial life of the community for many years. He died in 1888 at the age of eighty years. His political allegience had been given to the democracy and for forty-five years he had served as justice of the peace, his decisions being strictly fair and impartial, so that he "won golden opinions from all sorts of people." A lifelong member of the Presbyterian church he served [page 214] as one of its elders for many years and took a most active and helpful interest in its work. His first wife, the mother of our subject, died in Northumberland county, Pennyslvania, at the early age of twenty-five years when her son, Andrew, was but two years of age. There was also a daughter in the family, Mrs Jane Smith, who died in Oklahoma in 1903. After the death of the mother the father married again, his second union being with Mary Reeder, a native of Northumberland county, Pennsylvania, born in 1839. By this marriage there were five sons: Ellis L., who was a member of the Seventh Pennsylvania Cavalry during the Civil war and is now deceased; John C., who became a member of the Fifty-third Pennsylvania Infantry and died while being held as a prisoner of war at Millen, Georgia, in 1864; James C., who was a member of the Seventh Pennsylvania Cavalry and died in Louisville, Kentucky, about 1862, while serving his country; Henry R.; and Edward P., who is living in Pittsburg, Pennsylvania.

Andrew T. Irwin was reared in Pennsylvania, remaining in that state until he attained his majority. He supplemented his preliminary education, acquired in the district schools, by study at McEwensville Academy, with the intention of preparing for the ministry but gave this up. Leaving school at the age of nineteen years, he afterward carried on farming until twenty-one years of age, when he removed westward to McDonough county, Illinois, where he acted as station agent for the Chicago, Burlington & Quincy Railroad at Prairie City, for sixteen years. In 1881 he removed to Shenandoah and accepted a clerkship with a grain firm--Burr & Randolph--with whom he continued for two years. He was afterward employed by another grain firm for six months, at the end of which time he became bookkeeper in the First National Bank and so continued for five and a half years. He next became assistant cashier of the bank in Templeton, Carroll county, Iowa, after which he returned to Shenandoah and acted as bookkeeper in the Shenandoah bank for several months. He then took charge of the business of the Home Building & Loan Association, acting as its secretary for eleven and a half years, at the end of which time he resigned on the 1st of January, 1909, and is now living retired. He has led a busy and useful life and his well directed energy, thrift and perseverance have brought to him the creditable measure of success which he is now enjoying.

On the 11th of December, 1856, in Northumberland county, Pennsylvania, Mr Irwin was united in marriage to Miss Lucy Everitt, a native of that county. Unto them were born two children: Kate, who is now principal of the Forest Park school of Shenandoah; and William E., who is manager of the Andrew's dry-goods store, the leading establishment of that character in Shenandoah. The family residence is at No 402 West street and is one of the attractive homes of the city.

The parents are members of the Presbyterian church and take an active and helpful interest in its work and make generous contributions to its support. Mr Irwin has for twenty-eight years been one of the elders in the church and has also been one of its trustees. His political support is given [page 215] to the democracy and he is much intersted in the political questions and issues of the day. He has served as secretary of the school board since 1895 and the cause of education finds in him a warm and stalwart friend. He has been again and again called upon for official service in various connections and since 1888 has been honored as the secretary of the Odd Fellows lodge. He is much interested in literature, Dickens and Thackery being among his favorite authors, and he has also been a great reader of history.He is today recognized as a man of broad intelligence and general culture, whose life in all of its salient characteristics is well worthy of emulation and regard. Without invidious distinction he may well be termed one of the foremost residents of Shenandoah.

[page 216] Mrs Sarah M. Turner, residing in Coin, has many warm friends in the town and throughout this part of the county. She is the widow of William H. Turner, who was born in Vinton county, Ohio, August 3, 1842, and was a son of Andrew and Mary (Dixon) Turner, who were early settlers of Vinton county. the father was a miller by trade and during the boyhood of his son William he was accidentally killed in a grist mill, so that William Turner had to assume the burden and responsibilities of supporting the family, managing the property interests and attending to the farm, for he was the eldest son. There were seven children: Nancy and Amy, both deceased; Sarah; William H.; David; Mary J. and Andrew, who have also passed away. The mother died in 1862.

Soon after the death of the father the family removed to Stark county, Illinois, and there William H. Turner attended the public schools. He was a farmer throughout his entire life, which was a busy and useful one, his labors being crowned with a creditable measure of success. After arriving at years of maturity he married Miss Sarah M. Fantz, who was born in Stark county, Illinois, and was a daughter of George and Sallie (Springer) Fantz. Her father was born in Baden, Germany, and when thirteen years of age came to the United States with his parents, Michael and Elizabeth Fantz. They settled in Ohio, near Columbus, where the grandfather rented land, he and his wife spending their remaining days there. George Fantz and a younger brother then removed to Illinois, settling in Stark [pages 217/218 are a picture] [page 219] county, where they purchased land. They traveled westward with a family in a covered wagon and Mr Fantz became identified with agricultural interests in Stark county, where he continued to engage in general farming until his death in November, 1888. His wife, who bore the maiden name of Sallie Springer, was born in Pennsylvania and was a daughter of George and Elizabeth Springer, early settlers of the Keystone state. Later they became residents of Illinois. Unto Mr and Mrs George Fantz were born twelve children: John, who is now living in California; Elizabeth, the deceased wife of Richard Hare; Pollie, the wife of Joseph Armantrout, living at Duncan, Illinois; Noah, who died in Andersonville prison during the Civil war; Andrew, who died in Arkansas; Catherine, deceased; Lavina, the deceased wife of Wallace Steele; Mrs Turner; Henry, who has also passed away; David, who is living in Atchison county, Missouri; Ellen, the wife of Arthur Wheeler, of Ellenwood, Stark county, Illinois; and Martha, the wife of Thomas Standard, whose home is in Pomona, California.

Mrs Turner was reared in the county of her nativity, where she remained until nineteen years of age and during her girlhood days she mastered the branches of learning taught in the district schools. She was married in Stark county, Illinois, May 31, 1868, and for a year they remained in that county, after which they removed to Iowa [sic, Missouri] , settling in Nodaway county. A year was there passed, at the end of which time they went to Atchison county, Missouri, where they purchased one hundred and sixty acres of land. Upon that place they lived for nine years, when they sold their property there and returned to Illinois, settling in Peoria county where Mr Turner purchased two hundred acres of land. Through the succeeding decade his time and energies were devoted to the cultivation and improvement of that property and on the expiration of that period they disposed of their interests in Illinois and in December, 1888, came to Page county, Iowa, settling just west of Northboro, where they purchased one hundred and sixty acres. Upon that farm they lived until 1899, when they again sold out and removed to the vicinity of Shenandoah, purchasing the old John Ross farm of one hundred and sixty acres. While living upon that place Mr Turner died on the 13th of August, 1907, his remains being interred in the Blanchard cemetery. Recently Mrs Turner has sold the farm for one hundred and forty dollars per acre. Following her husband's death, she removed to Coin in 1907 and has since made her home in the town.

Unto Mr and Mrs Turner were born nine children: Mary, the eldest, is the wife of Peter Currey, living at Hopkins, Missouri. Hattie became the wife of Otto Miller, a resident of Oklahoma, and died in March, 1907, at the age of thirty-seven years, leaving two children--Andrew and Fred. Virgil O. married Hattie McGarry and resides at Vivian, South Dakota, with his wife and two sons--Olin and Virgil. Delia is an accomplished young lady who resides at home with her mother, to whom she is most devoted; Alice is the wife of Mark Bloom, who resides on a farm formerly owned by Mrs Turner near Shenandoah, and they had four children, of whom Lyman and Glenda are living, while Otto and Melvin are deceased. Andrew married Maud McCord and with their two sons, Marvin and Tal, they reside at Coin. Marvin, who married Grace McGarry and has one son, Edward, makes his home near Blanchard, Iowa. Richard died at the age of four years and one child died in infancy.

Mrs Turner is a member of the Methodist church and in past years took an active and helpful interest in its work. She first became a resident of Iowa in 1868 and has lived in Page county since 1888. In the intervening years she has become widely known and her many good qualities have won her a host of warm friends.

[page 222] Joseph Warren Cozad. While Joseph Warren Cozad has but recently entered the real-estate field, his previous business experience and his spirit of determination and enterprise argue well for his success in this line. Joining W.L. Lundy, he organized the Clarinda Real Estate Company and with offices in the National Bank building they are conducting a real-estate, loan and insurance business with a rapidly increasing clientage. Mr Cozad came to Clarinda in 1903 but prior to this time was well known in the county, for he is one of Iowa's native sons, his birth having occurred in Red Oak, January 26, 1870. His parents were William and Mary Elizabeth (Hewitt) Cozad, who were farming people, the father devoting his life to the tilling of the soil in order to provide a competence for himself and family. As the years passed he prospered in his undertakings and is now living retired in the enjoyment of well earned rest. He has been somewhat prominent and influential in local political circles and for eight years served as a member of the board of supervisors of Montgomery county, his labors in that connection being highly satisfactory to the general public and creditable alike to himself and his constituents.

Reared on the home farm Joseph Warren Cozad early became familiar with the duties and labors that fall to the lot of the agriculturist. He was educated in the public schools and, passing through consecutive grades, at length became a student in the Red Oak high school. He made his initial step in the business world in connection with the clothing trade, conducting a store of that character until 1903, when he sold out and removed to Clarinda. Here he engaged in the purchase and sale of horses and also conducted a livery business. He met with prosperity in that undertaking and continued therein until 1909 when, recognizing the opportunity for successful operation in real-estate fields, he joined W.L. Lundy in organizaing the Clarinda Real Estate Company. They now not only handle property but also place loans and represent various insurance companies, each department of their business being now well organized, so that they are meeting with substantial success.

On the 18th of February, 1901, Mr Cozad was united in marriage to Miss Nellie McCartney Butler, a daughter of William Butler, of Clarinda and of whom mention is made elsewhere in this volume. For six years they traveled life's journey happily together and were then separated by the death of the wife who passed away on the 4th of July, 1907. She left one son, William Butler Cozad, who was born August 7, 1902. In all of his business relations Mr Cozad has been actuated by the spirit of enterprise which is a dominant factor in the upbuilding and progress of the middle west. He is a man of resolute spirit, brooking no obstacles that can be overcome by determined and persistent effort and his achievevement of success represents the fit utilization of his innate talents and powers.

[page 227] A.W. Goldberg, representing commercial interests in Shenandoah as proprietor of a clothing and men's furnishing store, is classed with the worthy citizens that Germany has furnished to Page county. His birth occurred in that country, February 11, 1864, his parents being Samuel and Rachel (Mincer) Goldberg, both of whom were natives of Germany, where they were reared and married. In 1865 the father crossed the Atlantic to America, where he was joined by his wife and son four years later. Locating first in Chicago, he entered business there as a commercial salesman. From that city he removed to West Union, Iowa, in 1874 and three years later became a resident of Hamburg, Fremont county, where he established himself in the clothing and men's furnishing business. Success attended him in the venture and in 1887 he extended the scope of his activities by opening another store in Nebraska City. This he continued in connection with his Hamburg store and in 1892 he removed the Hamburg store into more commodious quarters to accommodate the increasing trade and added a general line of dry goods, shoes, etc. A successful and growing business was conducted until 1897, when the store was destroyed by fire and the business in Hamburg was discontinued. Soon after the fire the store in Shenandoah was opened and A.W. Goldberg came to this point to look after the business here, his father remaining in Nebraska City to manage the interests of the firm there. He still resides in Nebraska City and is one of the progressive merchants of that place.

A.W. Goldberg was only five years of age when brought by his parents to the United States. He acquired his early training in the common schools [page 228] and as a boy in his father's store, so that from early youth he has been connected with merchandising and has had broad and practical experience in this direction. In 1892 he was taken into the business as a partner in the Hamburg store and after his father opened the Nebraska City store the Hamburg store was left under the management of A.W. Goldberg and a partner. On the opening of the Shenandoah store in 1897 Mr Goldberg assumed the complete management of this business and in the intervening years has built up a leading clothing and men's furnishing goods enterprise of the city. The business was conducted under the firm name of S. Goldberg & Son until July 1, 1909, when our subject purchased his father's interest and is now sole proprietor. The store is altogether a modern one and only high grade lines are carried. The trade has constantly increased until it has now assumed extensive proportions and the enterprise of the owner makes him one of the representative and valued merchants of the city. He has from the beginning of his residence here been closely associated with the commercial development of Shenandoah and is a member of the board of directors of the Home Building & Loan Association, is secretary and director of the Shenandoah Fair Association and is a member of the Shenandoah Commercial Club.

In 1895 Mr Goldberg was married to Miss Minnie Levy, a resident of Nebraska City, and unto them have been born two sons, Albert L. and Leland R. Mr Goldberg is a member of Tricentum Lodge, No 300, F. & A.M.; Sheshbazzar Chapter, No 82, R.A.M.; and Shenandoah Chapter, No 81, O.E.S. For many years he was high priest of the chapter and has always taken an active and helpful interest in Masonic affairs. He belongs to Juniata Lodge No 105, K.P., and is its present chancellor commander. He also belongs to Shenandoah Lodge, No 1122, B.P.O.E., and to Page Camp, No 1049, M.W.A. In politics he is somehwat independent with republican proclivities. His life is preeminently that of a successful, energetic and enterprising business man, yet his interest are not so self-centered as to exclude his active participation in affairs relative to the interests of the public. In fact he stands as a loyal supporter of many measures for the general good and his opinions are backed by tangible and substantial support.

[page 273] John T. Stuart is an octogenarian, having started upon life's journey more than eighty years ago. He has witnessed many changes in that time for in his youthful days railroad travel was unknown in the west and practically so in the east. Steamboat navigation had made comparatively little progress and such conveniences as are offered by the telegraph and telephone were not as yet dreamed of. Then, too, the greater part of this middle west country was wild and unimproved but it was rich in its possibilities and natural resources. As the years have gone by Mr Stuart has rejoiced in what has been accomplished and has borne his share in the work of general improvement throughout the period of his residence in Iowa. For a considerable time he was closely identified with farming interests and his official service has also made him a valued and representative resident of this state.

He was born October 3, 1828, in Kentucky, his parents being Roy and Elizabeth (Williams) Stuart, who were natives of Virginia and in childhood days accompanied their respective parents to the Blue Grass state. John T. Stuart spent his youthful days in the acquirement of an education in the subscription schools and in 1847, at the age of nineteen, he came to Iowa. He entered land in Mahaska county from the government, securing one hundred and eighty acres. His brother, who preceded him to Iowa, had located in what is now Van Buren county many years before when it was still a part of Michigan, while subsequently it was a part of Wisconsin. Later the territory of Iowa was set off and eventually was admitted to the Union.

After securing his land John T. Stuart visited his old home occasionally for the next fifteen years but made his home in Van Buren and Lee counties, in both of which he owned land. About 1870 he removed to Council Bluffs and was appointed deputy United States marshal for the western [page 274] division of Iowa, filling the position in an acceptable manner for twelve years but his health became somewhat impaired and feeling that a change might prove beneficial he went to Missouri, residing for about a year and a half with a brother in that state.

The year 1884 witnessed the arrival of Mr Stuart in Shenandoah, where he has since made his home. For a few years he was engaged in the grain business after coming to this city but recently has devoted his time solely to looking after his financial affairs. For twenty-five years he has been a stockholder and director in the First National Bank of Shenandoah, and is a stockholder in the Swanson Manufacturing Company.

Mr Stuart was married in 1854 to Miss Caroline Dunning, of Van Buren county, Iowa, and unto them have been born two daughters, Ella and Elizabeth, both at home. The wife and mother died in 1861 and later Mr Stuart wedded Miss America Wagner, also of Van Buren county. The only child of this marriage is deceased.

Mr Stuart is a stalwart republican in politics and while in Van Buren county was appointed sheriff to fill out an unexpired term. At its close he was regularly elected to the office and proved a competent official, discharging his duties without fear or favor. He belongs to the Congregational church and is loyal to its teachings. More than sixty years have passed since he first came to Iowa. He stands as a splendid example of those men who have ever been true to their obligations to their fellowmen and yet through persistent, earnest effort have found the path to success.

[page 299] William F. Stipe, who since 1902 has been successfully engaged in the general practice of law at Clarinda and now the senior partner of the firm of Stipe & Clark, was born in Montgomery county, Iowa, on the 7th of March, 1870, his parents being David and Amy (Overman) Stipe, now of San Diego, California. The father was a cooper and farmer by occupation but is now retired.

Mr Stipe of this review was afforded excellent educational advantages, attending the high school at Villisca, Iowa; the Western Normal College at Shenandoah, Iowa; and also the Highland Park College at Des Moines. Subsequently he became connected with journalistic interests, editing the Stanton Iowa Call for four years, while at one time he was also local editor of the Villisca Review. Having determined upon the legal profession as a life work he then took up the study of law under the direction of United State District Judge Smith McPherson, an attorney of Red Oak, Iowa, and R.W. Beeson and after being admitted to the bar practiced for a year in that city. He afterward pursued a post-graduate course in the George Washington University at Washington, D.C. In 1902 he came to Clarinda for the practice of his profession and in May, 1908, he formed a partner-ship with A.B. Clark under the firm style of Stipe & Clark. They practiced in all the courts and are accorded a good clientage, having proven themselves fully qualified to successfully handle the legal interests entrusted to their care. Mr Stipe is recognized as a lawyer of broad knowledge, who prepares his cases with thoroughness and is strong in argument and logical in his deductions.

[page 300] In his political views Mr Stipe is a stalwart republican and has always been an active worker in the ranks of the party, exerting a widely felt influence in its behalf through his advocacy of its men and measures by voice and pen. Fraternally he is identified with the Independent Order of Odd Fellows and the Benevolent and Protective Order of Elks, while his religious faith is indicated by his membership in the Methodist Episcopal church. The rules which govern his conduct and shape his life are such as command confidence and regard in every land and clime and he has a host of friends who are not only willing but eager to testify to his sterling worth.