O. M. CAVIN.

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         O. M. Cavin, who fills the responsible position of cashier of the Farmers and Merchants State Bank of Columbus Junction, is classed among the progressive and enterprising citizens of Louisa county. He demonstrated his business ability for a number of years in railway service before he became connected with the bank, thus laying the foundation for efficiency which has proved of practical benefit in his present location.

         He was born at Morning Sun, Iowa, June 25, 1873, and is a son of R. H. Cavin, by trade a blacksmith. In the public schools Mr. Cavin, of this review, received his early education. Later he entered Washington Academy, from which he was graduated in June, 1892, being then nineteen years of age. He entered the employ of the Chicago, Rock Island & Pacific Railway in 1898, being connected with the department of bridges and buildings. In October, 1900, . . .

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. . . he was made foreman and three years later was appointed station agent, serving at Brighton, Washington and Columbus Junction. In January, 1909, he received the appointment as division agent, and in March of the same year was elected a member of the board of directors of the Farmers and Merchants State Bank of Columbus Junction. Since January 1, 1910, he has served as cashier of the bank, having relinquished his position with the railroad upon his appointment to that office.

         In October, 1904, at Washington, Iowa, Mr. Cavin was united in marriage to Miss Myrtle Fisher, a daughter of Robert Fisher. To this union four children have been born: Alice, Mildred, Edna and Robert. Always energetic and zealous in his work, Mr. Cavin has maintained a high standard of citizenship and wherever he has lived has won the respect and confidence of those with whom he has been associated. In politics he supports the principles and candidates of the republican party and has served to the general satisfaction of the people as a member of the city council and of the school board. He is a sincere believer in the teachings of the Christian religion and is a valued member of the United Presbyterian church.